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  1. Research Note annex: Digital design for financial products and services [pdf]

    Research notes

    Published: 31/07/2025

    Balance checks and results tables for the Research Note.
  2. Research Note: Digital design for financial products and services [pdf]

    Research notes

    Published: 31/07/2025

    We investigated the consumer impact of sludge, deceptive design, timeliness and simplification.
  3. Research Note: Digital design for financial products and services: Consumer impact of sludge, deceptive design, timeliness and simplification

    Research Research notes

    Published: 31/07/2025

    Last modified: 31/07/2025

    The FCA investigated the effect that harmful digital design practices, such as sludge and deceptive design, can have on how consumers make financial decisions.
  4. A closer look at the UK tick size

    Research articles

    Published: 29/07/2025

    Last modified: 29/07/2025

    FCA economists Guidogiorgio Bodrato, Sam Hainsworth, Silvia Lozano Guerrero, and Khashayar Rahimi examine how well the UK Tick Size Regime performed in 2024, focusing on the impact of annual reclassifications on market quality.
  5. Advice Guidance Boundary Review: Retail investments consumer research [pdf]

    External research

    Published: 30/06/2025

    Consumer research conducted by Thinks on retail investments and the Advice Guidance Boundary Review.
  6. Research Note: Reading between the lines: Understanding of targeted support in pensions [pdf]

    Research notes

    Published: 30/06/2025

    This research explores how consumers respond to communications about targeted support in the context of pensions decisions.
  7. Research Note Annex: Reading between the lines: Understanding of targeted support in pensions [pdf]

    Research notes

    Published: 30/06/2025

    Experiment questions, models and analysis used.
  8. Research Note: Reading between the lines: Understanding of targeted support in retail investments [pdf]

    Research notes

    Published: 30/06/2025

    This note explores how consumers respond to communications about targeted support for retail investments.
  9. Research Note: Bridging the advice gap: Estimating the relationship between financial advice and wealth

    Pensions Research notes

    Published: 30/06/2025

    Last modified: 30/06/2025

    We explore the characteristics of people who receive financial advice, and the wealth benefits associated with taking advice.
  10. Research Note: Reading between the lines: Understanding of targeted support in retail investments [pdf]

    Research notes

    Published: 30/06/2025

    Annex to research note that explores how consumers respond to communications about targeted support for retail investments.
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