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Showing 1 to 10 of 565 search results.

  1. Research Note annex: Digital design for financial products and services [pdf]

    Research notes

    Published: 31/07/2025

    Balance checks and results tables for the Research Note.
  2. Research Note: Digital design for financial products and services [pdf]

    Research notes

    Published: 31/07/2025

    We investigated the consumer impact of sludge, deceptive design, timeliness and simplification.
  3. Research Note: Digital design for financial products and services: Consumer impact of sludge, deceptive design, timeliness and simplification

    Research Research notes

    Published: 31/07/2025

    Last modified: 31/07/2025

    The FCA investigated the effect that harmful digital design practices, such as sludge and deceptive design, can have on how consumers make financial decisions.
  4. A closer look at the UK tick size

    Research articles

    Published: 29/07/2025

    Last modified: 29/07/2025

    FCA economists Guidogiorgio Bodrato, Sam Hainsworth, Silvia Lozano Guerrero, and Khashayar Rahimi examine how well the UK Tick Size Regime performed in 2024, focusing on the impact of annual reclassifications on market quality.
  5. Occasional Paper 69: Distress deferred? The impact of Buy Now Pay Later credit on consumer indebtedness and arrears [pdf]

    Occasional papers

    Published: 18/07/2025

    This paper examines who is using Deferred Payment Credit (DPC) and its impact on their financial outcomes.
  6. Occasional Paper 69: Distress deferred? The impact of Buy Now Pay Later credit on consumer indebtedness and arrears

    Occasional papers

    Published: 18/07/2025

    Last modified: 18/07/2025

    This FCA paper examines who is using Deferred Payment Credit (DPC), also known as unregulated Buy Now Pay Later, and its impact on their financial outcomes.
  7. Advice Guidance Boundary Review: Retail investments consumer research [pdf]

    External research

    Published: 30/06/2025

    Consumer research conducted by Thinks on retail investments and the Advice Guidance Boundary Review.
  8. Research Note: Reading between the lines: Understanding of targeted support in pensions [pdf]

    Research notes

    Published: 30/06/2025

    This research explores how consumers respond to communications about targeted support in the context of pensions decisions.
  9. Research Note Annex: Reading between the lines: Understanding of targeted support in pensions [pdf]

    Research notes

    Published: 30/06/2025

    Experiment questions, models and analysis used.
  10. Research Note: Reading between the lines: Understanding of targeted support in retail investments [pdf]

    Research notes

    Published: 30/06/2025

    This note explores how consumers respond to communications about targeted support for retail investments.
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