Publications

Showing 21 to 30 of 2542 search results.

21. Research Note: Digital design for financial products and services: Consumer impact of sludge, deceptive design, timeliness and simplification

    Research Research notes

    Published: 31/07/2025

    Last modified: 31/07/2025

    The FCA investigated the effect that harmful digital design practices, such as sludge and deceptive design, can have on how consumers make financial decisions.

22. A closer look at the UK tick size

    Research articles

    Published: 29/07/2025

    Last modified: 29/07/2025

    FCA economists Guidogiorgio Bodrato, Sam Hainsworth, Silvia Lozano Guerrero, and Khashayar Rahimi examine how well the UK Tick Size Regime performed in 2024, focusing on the impact of annual reclassifications on market quality.

23. Data quality controls in benchmarks sector – review

    Multi-firm reviews

    Published: 28/07/2025

    Last modified: 28/07/2025

    Findings and lessons learned from FCA review of how benchmark administrators manage data risks.

24. Cancellation of society registrations in 2025 [pdf]

    Data

    Published: 23/07/2025

    Cancellation of society registrations in 2025.

25. MS24/2.2: Profitability of premium finance [pdf]

    Market studies

    Published: 22/07/2025

    Premium finance market study findings on the Profitability of Premium finance based on the FCA's initial analysis.

26. MS24/2.2: UK market for premium finance [pdf]

    Market studies

    Published: 22/07/2025

    Premium finance market study findings on the UK market of premium finance based on the FCA's initial analysis.

27. Motor insurance claims analysis

    Multi-firm reviews

    Published: 22/07/2025

    Last modified: 22/07/2025

    We set out our findings on the causes of increased premiums, particularly increased claims costs, to support the work of the Motor Insurance Taskforce.

28. Motor Insurance Claims Analysis - multi-firm review [pdf]

    Multi-firm reviews

    Published: 22/07/2025

    Our findings on drivers of rising claims costs and claims practices.

29. MS24/2.2: Premium Finance Market Study update paper [pdf]

    Market studies

    Published: 22/07/2025

    This update paper summarises the initial findings of the FCA's premium finance market study, launched in October 2024 as part of its wider work on motor and home insurance.

30. MS24/2.2: Premium Finance Market Study Technical Annex [pdf]

    Market studies

    Published: 22/07/2025

    This technical annex covers the FCA's data sources and Annual Percentages Rates definition for its Premium Finance Market Study.